At Freedom National, we’re proud to represent clients throughout San Diego, CA, and the surrounding areas. We strive to ensure that you have the insurance protection you need, at a cost you can afford. Of course, we understand that it can be time-consuming and frustrating trying to compare your options, which is why we created our simple, streamlined online quote form. It takes just seconds – fill out the form now and connect with affordable insurers fast. Get your free quote now!
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See how Freedom is the most competitively priced auto insurance in your area.
Flexible payment plans so your insurance payments work with your budget.
Knowledgeable, bilingual customer service staff so you can get the help you need.
Quality claims handling so you can get back on the road quickly after an accident.
Ah, San Diego. One of the most beautiful, consistently sunny and warm locations in the entire country. Did you know that it has one of the most mild climates on earth, with temperatures varying only slightly across seasons and throughout the year? It’s no wonder so many people love San Diego and call the city home— from its incredible weather and fantastic beaches to its access to Los Angeles, Mexico, and other nearby destinations, San Diego is a laid-back paradise.
That said, thanks to its location in Southern California, it does account for a great deal of vehicles on the road. That leaves many San Diego residents looking for the best car insurance San Diego has to offer—without having to pay through the nose in order to get it. Finding cheap car insurance in San Diego, California is essential, especially with the city and region having such a high cost of living generally. When you’re paying significantly more than the American average for rent, utilities, and overall cost of living, you don’t want to also have to pay a high premium for your car insurance. But car insurance is essential— and required for all drivers in the state of California. So how can you ensure that you have the coverage you need without pouring money into insurance costs?
That’s where Freedom National comes in. We provide access to the nation’s most trusted insurance providers, paired with our unmatched dedication to customer service and excellence that makes us one of the most beloved San Diego, California car insurance companies. For the best car insurance San Diego has to offer, you can’t do better than Freedom National.
Not only that, but we pride ourselves on providing access to coverage for those who may not be able to get it elsewhere. This includes those with negative events on their driving records— from a past DUI, speeding ticket, traffic incident, previous accidents, or lapses in coverage. If you’ve been turned away from other insurance companies, either due to flat-out rejection or exorbitant quotes for premiums, Freedom National is the place for you. We can provide coverage for most drivers, including those who require an SR-22 to restore their driving privileges.
We’re proud to serve residents of San Diego in the beautiful, sunny city where they live. Whether you’re a new resident of California looking to get the best car insurance San Diego has to offer, or you’re a longtime resident who is looking to make a change in insurance companies or has to due to changes in their eligibility and driving record, we have you covered. You’ll find the best car insurance San Diego residents can find, at prices anyone can afford. Not only that, but you’ll also find extremely easy and fast access to a quote, all through our online system. All that you’ll have to do is give us some basic information about your situation and the type of insurance you’re looking for, then you’ll get a customized quote based on your information that we can then use to customize a policy for your exact needs.
Ready to discover how your cheap insurance plan can improve your financial situation while giving you essential auto coverage? Get a quote today with Freedom National’s simple and quick Get a Quote form.
The best car insurance San Diego residents can find is only available through Freedom National. Giving you access to a wide range of policy options, you’ll get coverage you can depend on without sacrificing your budget. No matter your situation, Freedom National covers most people and vehicles— even if you have a history of driving issues or have been ineligible for coverage from other providers.
Are you a high-risk driver in San Diego who’s looking for insurance? You’ve come to the right place. We’ll help you file an SR-22to prove coverage to the state so that you can reinstate your driving privileges, and help anyone with less-than-perfect driving records or other issues that can cause high premiums or denial of coverage get the insurance they need to thrive— all at a cost you can afford.
If you’ve experienced a DUI conviction, accessing affordable auto insurance can seem difficult or even impossible. Not with Freedom National, where we can provide coverage for most drivers and vehicles— even those with a DUI on their record. Get a quote today to find out which coverage you may be eligible for so that we can get you back on the road and back to your life.
Drivers with certain serious convictions or events on their driving record are often required to file an SR-22 to have their driving privileges reinstated. This is a form filed by your insurer with the California DMV that proves you have adequate insurance coverage. Freedom National is happy to provide SR-22 to drivers who need them so that you can get back to driving.
San Diego is a paradise located in sunny southern California. The weather is almost perfect year-round, offering the most temperate weather in the country. The hottest days tend to hover right at 70 degrees or so, and when temps do climb a bit higher, you always have close access to a range of beautiful beaches.
The restaurant scene is one of the best in the nation, too, with a range of independent restaurants that are beloved not only by locals but by food critics worldwide. Plus, you can enjoy a thriving nightlife scene in and around the city.
Prefer natural beauty to the club scene? San Diego offers plenty of gorgeous hiking trails and outdoor activities. Thanks to the temperate weather and low rainfall, many people turn their yards and patios into outdoor living spaces they can enjoy nearly any day, any time of year, and any time of the day or night.
Don’t forget about the amazing Balboa Park and all its museums and wildlife attractions, including the world-renowned San Diego Zoo.
All of these factors (and a whole lot more) make us proud to represent insured drivers throughout the city of San Diego. Do you need the best car insurance San Diego has to offer? Then you should consider Freedom National for your coverage, regardless of your background or driving history.
Freedom National doesn’t just provide you insurance coverage in San Diego, it offers a whole lot more. You’ll enjoy affordable plans ranging from basic minimum to advanced coverage, customer service that’s some of the best-reviewed in the insurance industry, and connections to highly respected and established insurance companies that guarantee financial backing and ongoing support.
Because we partner with the nation’s most trusted insurers, you know that you’ll always have the coverage you need and the financial support to manage any vehicle accident.
Here are some of the many other reasons why you should choose Freedom National for your insurance coverage:
California has its own set of requirements for car insurance coverage when it comes to property damage and bodily injury liability. Fortunately, Freedom National is experienced in San Diego and the entire state of California to ensure that you get the minimum level of coverage you need to stay compliant and avoid fines or worse.
If you want to go beyond the minimum to expand your coverage further, we can help with that too— all without costing you more than you can afford in monthly insurance premiums. For the best car insurance San Diego residents can find without breaking the bank, Freedom National is the place to be.
That customization of your policy extends beyond just limits to include a range of additions to your policy that may not be required by law, but which can go a long way in helping you stay safe against significant financial liability in the case of an accident. Some of the added protections you can include in your policy are:
—collision coverage
—comprehensive coverage
—uninsured/underinsured motorist protection
—rental reimbursement coverage
—roadside assistance coverage
We’ll help you customize the amount of coverage in each of these areas to fit your exact needs.
Have a negative event on your driving history, including a DUI or at-fault accident? Freedom National can help. We cover most drivers and vehicles, including drivers with moving violations, an at-fault accident on your record, a DUI conviction, insurance lapses in your history, or an SR-22 filing requirement.
We’ll help you get the insurance coverage you need so that you can get access to a vehicle you need to work and live in San Diego.
Many people contact their insurance providers during some of the most stressful days of their lives— just after a traffic accident, one that might involve major damage and financial liability or, even worse, serious injury. The psychological stress involved can be extremely discomforting. That’s why it’s so important that when you call your insurance company, you can expect to be treated with respect and care by the person on the other end of the line.
At Freedom National, our customer service is second to none. We pride ourselves on our incredibly dedicated, caring, and experienced customer service team. They can be reached 8am to 5pm local time, Monday through Friday at 888-542-4222.
Freedom National is dedicated to providing you the best cheap car insurance you can access. But we also provide steps you can take as a driver to decrease your premiums and access lower insurance rates through Freedom National. Here are just a few of them:
—changing your car from a high-risk vehicle to one that’s more dependable and highly rated in safety
—paying your premium in advance, which can give you access to special discounts
—protecting your car with anti-theft devices or other safety features, letting us know can help reduce your monthly premium
—selecting a higher deductible can lower your insurance premiums, though it comes with the trade-off of higher out-of-pocket costs in the event of an accident
Thanks to our secure and easy-to-use online portal, accessing and paying for cheap car insurance has never been easier. You can get a quote, make payments, and much more directly from your online account. We even offer a range of payment options, including the ability to autopay each month and link accounts for easy and fast payment.
All you need to do to get started and find the best car insurance San Diego residents and visitors can get? Fill out the quick and easy Get a Quote form and you’ll get a customized quote in a matter of minutes.
Want to access the best cheap car insurance San Diego has to offer? Start today with Freedom National and get your free quote in less than 5 minutes by entering some basic information. Competitive rates for high-risk drivers are within your reach. Get started now.
© 2025 Freedom National Insurance Services, Inc.
Freedom National is registered in California as
Freedom General Insurance Services, license #0C73889.
Contact:
Freedom National
PO Box 7820
Newport Beach, CA 92658
Phone: Customer Service:
888.542.4222