Arizona Features

Program Features

Credit Scoring – YES! Credit scoring is available!

Pricing – VERY aggressive rates! Low down, Low monthly!

Limits – State minimums 25/50/15

Acceptable Drivers – Drivers age 16+, and 65 or younger are acceptable

ECO (Extended Coverage Option) – An optional endorsement which provides coverage for licensed non-resident drivers using the insured vehicle(with the permission of the Named Insured). Surcharge applies.

Artisan / Business Usage – Yes! (Surcharge applies). No delivery usage allowed; Signage and Racks OK!

Online Producer Mail – Save the environment! All suspense letters, cancellation notices and commission statements are available online at www.FreedomProducer.com

Common Law Marriage – Acceptable

Payment Plans – Semi-Annual (with EFT option). 4-pay and 5-pay plans available. 30-day billing on EFT plan, bank account or credit card.

Ways to Pay 1 ) Online by checking account or credit card 2) By Phone at 1-877-578-2500 3) By Mail

Deductibles – $500, $1000

Deductible /Lienholder –$250 / $250

Policy & Billing Fees – Policy fee applies. Billing fee of $13 on traditional pay plans; $11 on EFT pay plans

Online Endorsements – All endorsements are processed online in REAL TIME! Easy and fast!

Driver Exclusion / Registered Owner – All registered owners must be included or excluded. Excluded registered owners are acceptable.

Fast 24 Hour Processing – Apps / Endorsements / Payments / Renewals / Rewrites are all processed within 24 hrs.

Good Driver Discount – Discount applies for all coverages. Applies with 36 months verifiable U.S. or Canada driving experience

International DL or Matricula Consular – Acceptable!

Lowered or Lifted Vehicles – Acceptable for liability coverage only

Out of State License – Acceptable, do not need to get an AZ license

Renewal Discounts – Yes! We offer a Claims-Free Renewal Discount after 6-months 

Salvaged Vehicles – Acceptable for liability coverage (surcharge applies)

SR22 (AZ & International Drivers only) – $9, filed with AZ DMV. Must have verifiable driving record and cannot be excluded from the policy