At Freedom National, we’re proud to represent clients throughout Sacramento, CA, and the surrounding areas. We strive to ensure that you have the insurance protection you need, at a cost you can afford. Of course, we understand that it can be time-consuming and frustrating trying to compare your options, which is why we created our simple, streamlined online quote form. It takes just seconds – fill out the form now and connect with affordable insurers fast. Get your free quote now!
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See how Freedom is the most competitively priced auto insurance in your area.
Flexible payment plans so your insurance payments work with your budget.
Knowledgeable, bilingual customer service staff so you can get the help you need.
Quality claims handling so you can get back on the road quickly after an accident.
As a major city, Sacramento consistently has a great deal of vehicles on the road. That leaves many residents looking for the best car insurance Sacramento has to offer—without having to pay massive premiums in order to get it. When you’re paying significantly more than the American average for rent, utilities, and overall cost of living, you don’t want to also have to pay a high premium for your car insurance. But car insurance is essential— and required for all drivers in the state of California. So how can you ensure that you have the coverage you need without pouring money into insurance costs?
That’s where Freedom National comes in. We provide access to the nation’s most trusted insurance providers, paired with our unmatched dedication to customer service and excellence that makes us one of the most beloved Sacramento, California car insurance companies. For the best car insurance Sacramento has to offer, you can’t do better than Freedom National.
Not only that, but we pride ourselves on providing access to coverage for those who may not be able to get it elsewhere. This includes those with negative events on their driving records— from a past DUI or traffic incidents, previous accidents, lapses in coverage, or other blemishes on your driving record. If you’ve been turned away from other insurance companies, either due to flat-out rejection or exorbitant quotes for premiums, Freedom National is the place for you. We can provide coverage for most drivers, including those who require an SR-22 to restore their driving privileges.
Whether you’re a new resident of California looking to get the best car insurance Sacramento has to offer, or you’re a longtime resident who is looking to make a change in insurance companies or has to due to changes in their eligibility and driving record, we have you covered. You’ll find the best car insurance Sacramento residents can find, at prices anyone can afford. Not only that, but you’ll also find extremely easy and fast access to a quote, all through our online system. All that you’ll have to do is give us some basic information about your situation and the type of insurance you’re looking for, and we’ll do the rest. You’ll get a customized quote based on your information that we can then use to customize a policy for your exact needs.
Ready to discover how your cheap insurance plan can improve your financial situation while giving you essential auto coverage? Get a quote today with Freedom National’s simple and quick Get a Quote form.
Sacramento is a beautiful city, filled with rich culture, people from all over the world, and a laid-back atmosphere that’s absent from some of California’s more famous cities. We love the warm winters, relatively low cost of living compared to other cities, and all of the many rivers and lakes that dot the landscape surrounding the city. It’s a beautiful place to live and drive, and Freedom National is proud to cover Sacramento, California drivers.
Freedom National offers you the trifecta that you're searching for when looking for basic insurance protection in Sacramento: plans that you can afford, service that makes the process basic and simple, and a proven insurance company that you know you can trust. Freedom National works with a selection of the country's most trusted insurance companies, helping you get the fundamental protection that you need the most when living and driving in Sacramento.
It starts with an amazingly fast process for getting to an online statement. This is only the start of our commitment to affordable help that doesn't sacrifice quality. From the beginning of your quote process to your future relationship with Freedom National, we guarantee that you'll be taken care of when using us to get to basic and cheap auto insurance protection in Sacramento.
Huge numbers of the country's most trusted auto insurance companies provide great client care, but it often comes at a much higher expense. Freedom National gives world-class support and service at a more reasonable cost than many other insurers.
Plus, we join forces with the world's most trusted brands so you always know that your policy is supported by reliable, dependable names that are financially steady and trustworthy.
If you're stressed about meeting all requirements for a policy based on your driving record, financial situation, age, legal status or other factors, Freedom National is for you. We can cover most drivers and vehicles, even with less-than-perfect risk factors. This can include past traffic tickets, DUIs, coverage lapses, or other basic issues that can sometimes lead you to be declined by other insurers from accessing auto insurance in Sacramento.
We additionally offer a quick and simple process through our Get a Quote form, which lets you see precisely the amount you could be saving by getting a policy through Freedom National. Regardless of whether you need SR-22 filing in Sacramento, essential accident coverage that will take care of the essentials, or something else, contact Freedom National today to get what you're looking for in an auto insurance policy.
Here are some more of the reasons you should pick Freedom National for the car insurance Sacramento drivers are looking for most.
There is no national standard for regulations with regards to insurance coverage cutoff points and minimums. These are dictated by each individual state. That is the reason it's so important to work with an insurance organization that knows your state's individual needs. We've been providing state-specific insurance for years, and we're pleased to carry our expertise to the state of California. We go past the basic necessities to give you custom-made coverage that will give you the true peace-of-mind and financial protection you need for the state of California and the city of Sacramento.
We want you to have the insurance you need at a price you can handle, and that is precisely what you can access through Freedom National.
That customization of your policy extends beyond just limits to include a range of additions to your policy that may not be required by law, but which can go a long way in helping you stay safe against significant financial liability in the case of an accident. Some of the added protections you can include in your policy are:
—collision coverage
—comprehensive coverage
—uninsured/underinsured motorist protection
—rental reimbursement coverage
—roadside assistance coverage
Have a negative event on your driving history, including a DUI or at-fault accident? Freedom National can help. We cover most drivers and vehicles, including drivers with moving violations, an at-fault accident on your record, a DUI conviction, insurance lapses in your history, an SR-22 filing requirement, or less-than-perfect credit.
We’ll help you get the insurance coverage you need so that you can get access to a vehicle for working and living in Sacramento.
Many people contact their insurance providers during some of the most stressful days of their lives— just after a traffic accident, one that might involve major damage and financial liability or, even worse, serious injury. The psychological stress involved can be extremely discomforting. That’s why it’s so important that when you call your insurance company, you can expect to be treated with respect and care by the person on the other end of the line.
At Freedom National, our customer service is second to none. We pride ourselves on our incredibly dedicated, caring, and experienced customer service team. They can be reached 8am to 5pm local time, Monday through Friday at 888-542-4222.
Freedom National is dedicated to providing you the best cheap car insurance you can access. But we also provide steps you can take as a driver to decrease your premiums and access lower insurance rates through Freedom National. Here are just a few of them:
—changing your car from a high-risk vehicle to one that’s more dependable and highly rated in safety
—paying your premium in advance, which can give you access to special discounts
—protecting your car with anti-theft devices or other safety features, letting us know can help reduce your monthly premium
—selecting a higher deductible can lower your insurance premiums, though it comes with the trade-off of higher out-of-pocket costs in the event of an accident
Thanks to our secure and easy-to-use online portal, accessing and paying for cheap car insurance has never been easier. You can get a quote, make payments, and much more directly from you online account. We even offer a range of payment options, including the ability to autopay each month and link accounts for easy and fast payment.
All you need to do to get started and find the best car insurance Sacramento residents and visitors can get? Fill out the quick and easy Get a Quote form and you’ll get a customized quote in a matter of minutes.
Want to access the best cheap car insurance Sacramento has to offer? Start today with Freedom National and get your free quote in less than 5 minutes by entering some basic information. Competitive rates for high-risk drivers are within your reach. Get started now.
© 2025 Freedom National Insurance Services, Inc.
Freedom National is registered in California as
Freedom General Insurance Services, license #0C73889.
Contact:
Freedom National
PO Box 7820
Newport Beach, CA 92658
Phone: Customer Service:
888.542.4222